05 October 2012

Best Personal Finance Books List

Here is a list of the best personal finance books that I have read, as well as a brief description of the target audience and who I think would benefit most from the books.

01. Vicki Robin & Joe Dominguez - Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence
This is for anyone that feels a bit lost financially, and needs to get organized with their financial life. It gives a very specific, step-by-step process on how toget your financial life in order. If you are further on in your financial life, it won't do you as good, but it can be huge to help you plan financially for what you want your life to be.

02. David Schwartz - The Magic of Thinking Big
This is not really a personal finance book, per se, but it can be extremely beneficial in that area. It talks about, obviously, thinking big in all aspects of life. This can help you advance your career, as well as lead you to pursue the things that you are really passionable.

03. Ramit Sethi - I Will Teach You To Be Rich
This is for a specific, targeted audience, and it can be extremely beneficial if it is you. It is for people with good incomes, usually in their 20s or 30s, especially those that feel that personal finance is overwhelming. Ramit has a simple, bold way of writing that makes it easier to take action.

04. David Bach - The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
This shows that personal finance doesn't really have to be that hard, because you have the ability to put so much of it on auto-pilot. If you can make things automatic, your financial plan can run itself, leaving you not to have to worry much about it.

05. Bob Clyatt - Work Less, Live More: The Way to Semi-Retirement
This is for people who are getting sick of the rat race of their career, and know that they are going to want to get out of it sooner than the "traditional" retirement age. I enjoyed it because I don't want to keep working until I am age 65, but I want to seek another way to live. Clyatt goes deep into this, what he calls "semi-retirement," which would certainly be a great goal for many people.

06. Burton Malkiel - A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing
This is for people who are interested in investing, especially in picking stocks. I thought investing meant picking stocks, but then I learned how foolish that can be. It is a difficult thing, and helped me to craft my current investing strategy.

07. Timothy Ferriss - The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
This is like Bob Clyatt's book (#5) on steroids, and might not be feasible for as many people. However, if you are extremely motivated, it can be a powerful book to inspire you to change the way you live your life.

08. Taylor Larimore - The Bogleheads' Guide to Investing
This has been a big help for my investing strategy, as it showed me the wisdom of index funds. These allow you to invest in many stocks (making you more diversified) while keeping your costs very low. This is a great book to learn how this style of investing works.

If you are looking for more personal finance information, there are lots of great personal finance blogs out there. Here are a few I would recommend:
- Get Rich Slowly
- Sweating The Big Stuff
- The Simple Dollar
- Budgeting In The Fun Stuff
- Free Money Finance
- Increase Credit Limit


  1. Good post Jon and thanks for the mention! There are many ways you can go at this, but even if you do something you love it’s still work. I would agree that we’re not entitled to our dream job and for some that dream job might not even exist.

  2. Good Compilation jon,

    I had a copy of Ramit Sethi's I Will Teach You To Be Rich, that is a good book & had gained some inspiration for earning yourselves.

  3. When recession hits the country many borrowers, even those with bad credit rating, opt for car guaranteed loan approval no credit check option. With a bad credit you might be able to negotiate a deal easily with a car dealership, but with no credit and provision of required information you can get hold of a good deal with no credit check car dealers

  4. The economic condition is at its worst part and thus no matter how poor the borrower is, he can still get approved for no credit no money down cars

  5. Although it is of less academic interest, and therefore not included in our chapter, the geographical relationship between zombies and other undead is of clear practical value. After all, one should never bring a wooden stake to a zombie fight. Ascenergy

  6. According to Ilian Mihov, a professor of Economics at the INSEAD business school, Italy will have to refinance what percentage of its total debt in 2012. roll over 401k lexington

  7. Thanks for this list, I think entrepreneur books and things like this are a great way to learn new tips, also another way it online research which is how I have found a great forex trading robot

  8. I would love to read some of these books, they look like they are going to help me a lot. Have you seen Elite Forex Trading? It is a great site for information about traders and brokers.

  9. These books look great. Thanks for the post. I have been researching online and found Perth Web Design which is important if you want to earn money and customers from your site.

  10. This comment has been removed by the author.

  11. I am always searching online for articles that can help me. There is obviously a lot to know about this. I think you made some good points in Features also. Keep working, great job! como ahorrar dinero

  12. Be that as it may, opposing the inclination for such utilities may hose ones enthusiasm briefly yet beyond any doubt brings the truly necessary train which is the establishment of every future advance. great site

  13. Finance and accounting outsourcing is a trend which is going to rise with the globalization being the norm in the present times. Credit report companies

  14. Car makers have more sales, car users fulfil their aspirations and the finance companies act as a crucial bridge between the supplier and end-consumer earning commissions. details on ARB Melbourne

  15. Pay attention to exchange reserves in virtual currencies PerfectMoney e-Voucher USD and Z-Payment RUB considering the possible variant. buy perfectmoney

  16. Do you have trouble paying your bills each month? If yes is the answer to these questions then you should look at how you are managing you personal finances. credit repair

  17. There are several benefits that come with a personal loan: 1) easier to quality for and 2) the process to getting a loan is not as long.guarantor loans

  18. Find a dealer which will finance for you. Some car dealers can provide financing; you merely make payment right to the dealership. realisticloans.com

  19. By having a strong cash position in your company, a variety of lenders will be available to you. It is advisable to hire an experienced commercial loan broker to do the finance "shopping" for you and present you with a variety of options.http://nopsacredit.fi/lainat/joustoluotto/joustoluottoa-verkossa/